J.P. Morgan’s outlook for 2024 said that it will probably be the year when the U.S. consumer will begin to bend, although not yet break.
There are quite a few reasons why they believe this: diminished excess savings, plateauing wage gains, the restart of student loan payments, an uptick in subprime auto and millennial credit card delinquencies… The list goes on.
But to find out what the people think of the economy and how they’re navigating its challenges, the subreddit r/FluentInFinance is the place to jump into. With 326K members, this vibrant community is a hub for insightful discussions, advice, and, most importantly, memes on all things money.
#1 But I Thought Money Can’t Buy Happiness?
Image credits: caitiehannan
#2 Would You Quit Your Job To Flip Burgers For $350,000 A Year?
Image credits: KylePlantEmoji
#3 Don’t Let Them Fool You
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#4 $19,000,000
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#5 What’s Destroying The Middle Class?
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#6 What’s The Worst Money Advice You’ve Ever Gotten? I’ll Go First:
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#7 How Can We Fix This?
Image credits: JYSexton
#8 Taxing The Rich Is Our Best Solution Until We Can End Capitalism In This Country
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#9
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#10 Smart Or Dumb?
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#11 So Much This. It’s Not Minorities. It’s The 1%
Image credits: paywallpiker
#12 He’s Not Wrong. Very Depressing. Crazy To Think About
Image credits: TayZonday
#13 Being Poor Is Expensive — Agree Or Disagree?
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#14 Tax Breaks For The Ultra Rich Are Not A Fix
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#15 How Do You Handle Unexpected Bills?
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#16 Are We All Being Scammed?
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#17 What Other Common Sense Ideas Do You Have?
Image credits: RightNutt25
#18 Income Over $1 Billion Be Taxed 100%. Agree Or Disagree?
Image credits: YOU_ARE_MY_FRIENDS
#19 Should Tips Be Shared?
Image credits: SexyProfessional
#20 It’s Bullshit!!!
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#21 Just To Be Clear, Food Stamps Are Not In Fact, Bad
Image credits: paywallpiker
#22 $1,900,000,000,000,000,000?
Image credits: Public_Citizen
#23 Where’s The Lie
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#24 He’s Not Wrong ?♂️
Image credits: YOU_ARE_MY_FRIENDS
#25 Brilliant For The Rich, But Very Painful For The Rest
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#26 Why Is Inflation Still High?
Image credits: YOU_ARE_MY_FRIENDS
#27 Mom Said It’s My Turn To Post This
Image credits: Biocockspeedrunner
#28 Supply And Demand Bro.. It’s Simple.. Don’t Buy That Thing You Need!!!¡!
Image credits: Wide_Preparation8071
#29 Get Fluent
Image credits: reddit.com
#30 Can’t We Just Have An Economy That Works For Everyone?
Image credits: YOU_ARE_MY_FRIENDS
#31 “Trickle Down” Reaganomics Created A Plutocracy
Image credits: RBReich
#32 The American Taxpayer
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#33 What Advice Would You Give This Person?
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#34 So Many Zoomers Are Anti Capitalist For This Reason
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#35 Is The American Dream Dead?
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#36 Should It Be Illegal To Post Jobs Like This?
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#37 Millions Of Cattle “Investing” In Brutal Corporate Oligarchy / Slaughterhouses, Occasionally Wondering Why Record Slaughterhouse Profits Entail Higher Costs And “Inflation”
Image credits: xena_lawless
#38 Is $1 Million Still Enough For Retirement?
Image credits: Pickle-Sucker
#39 Why Is Housing So Expensive These Days?
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#40 The Rich Shouldn’t Pay More Taxes. The Government Should Spend Less. Disagree?
Image credits: YOU_ARE_MY_FRIENDS
#41 Just Buy A House Isn’t An Option For 61% Of Americans
Image credits: Howdydobe
#42 Should There Be A Wealth Tax? Smart Or Dumb?
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#43 First Place In The Wrong Race
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#44 Smart Or Dumb To Get A Tax Refund?
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#45 What’s The Best Career Advice You’ve Ever Got? I’ll Go First:
Image credits: TonyLiberty
#46 “Everyone Is A Genius In A Bull Market”
Image credits: Frosty-The-Doughman
#47 The Housing Market In 2023:
Image credits: TonyLiberty
#48 Different Times Different Goals?
Image credits: Financial_Mechanic_
#49 How Do We Fix It?
Image credits: WhatAreYourPronouns
#50 How It Started vs. How It’s Going
Image credits: BlaringMarmoset
#51 Rent Should Count Towards Your Credit Score. Agree?
Image credits: SexyProfessional
#52 There You Have It Folks. People Can’t Buy Houses Because We Can’t Stop The Party
Image credits: Gone_Mads
#53 Capitalism Is A Horrible Economic System That Only Benefits The Rich And Corporations
Image credits: Inevitable_Stress949
#54 If Only Houses Were $300,000!
Image credits: Mark-Fuckerberg-
#55 How Much Do You Have Invested In Your 401k?
Image credits: Mark-Fuckerberg-
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