22YO Has A Few Weeks Of Her Life Left, Takes Advantage Of Her Good Credit Score

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One of the worst things that can happen to anyone is hearing from their doctor that they have cancer. In some situations, medication, treatments, and therapies are available that can help patients beat the disease. Unfortunately, this isn’t the case for everyone.

Redditor u/UnderstandingThis430 went massively viral on the ‘Confession’ online group after revealing that she is terminally ill with bone cancer. So, she decided to get a credit card and take on debt to buy whatever she wants during her remaining time on Earth. Read on for the full story, including how the internet reacted to the post. Bored Panda has reached out to the author for comment, and we’ll update the article as soon as we hear back from her.

It would be a devastating shock for anyone to find out that they have cancer

Young person in hospital bed with IV, focusing on good credit score management.

Image credits: Kateryna Hliznitsova / Unsplash (not the actual photo)

A woman who is terminally ill with bone cancer opened up online about how she’s taking on credit card debt to splurge on everything she wants

22-year-old with terminal illness discusses life and credit score, reflecting on limited time left.

Text about using a good credit score for a $6.5k limit card with 0% APR, spending freely, and reflecting on life choices.

Text reveals a message about a 22-year-old's bone cancer, her travel desires, and the impact of a good credit score.

Credit card on laptop keyboard, illustrating good credit score usage.

Image credits: CardMapr.nl / Unsplash (not the actual photo)

Text about using good credit score for donations and making a difference before time runs out.

Young woman's update on using good credit score for experiences and sentimental purchases for family.

A puppy lying on a blanket inside a cage, representing good credit score opportunities.

Image credits: Markus Winkler / Unsplash (not the actual photo)

Text about using a good credit score to donate to animal shelters, food banks, and cancer charities.

Text discussing religious beliefs with reference to a life-limiting situation and good credit score usage.

Image credits: UnderstandingThis430

The sad reality is that bone cancer often affects young people

The NHS explains that primary bone cancer is a rare type of cancer, with around 550 new cases diagnosed in the United Kingdom each year. Primary bone cancer begins in the bones, while secondary bone cancer spreads to the bones after developing in another part of the body.

Some of the main symptoms of bone cancer, which most often develops in the long bones of your legs or upper arms, include:

  • Persistent bone pain that gets worse over time and continues into the night;
  • Swelling and redness (inflammation) over a bone, which can make movement difficult if the affected bone is near a joint;
  • A noticeable lump over a bone;
  • A weak bone that breaks (fractures) more easily than normal;
  • Problems moving around—for example, walking with a limp.

Osteosarcoma, the most common type of bone cancer, mostly affects children and young adults under 20 years old.

Ewing sarcoma most commonly affects people aged 10 to 20 years old. And chondrosarcoma tends to affect adults aged 40 and over.

There are various factors that increase the risk of developing this type of cancer

A young woman in a hospital setting, holding an IV pole, highlighting good credit score utilization.

Image credits: Kateryna Hliznitsova / Unsplash (not the actual photo)

People who are at a higher risk of developing bone cancer include individuals who have had previous exposure to radiation during radiotherapy, have Paget’s disease, or have Li-Fraumeni syndrome. This type of cancer often affects young people because of their rapid growth spurts during puberty.

Bone cancer treatment often involves a combination of surgery, chemotherapy, and radiotherapy. “Generally, bone cancer is much easier to cure in otherwise healthy people whose cancer hasn’t spread,” the NHS writes.

“Overall, around 6 in every 10 people with bone cancer will live for at least 5 years from the time of their diagnosis, and many of these may be cured completely.”

The author’s story reached a ton of people around the globe. At the time of writing, her post about her bone cancer and credit card debt had 95k upvotes and garnered 8.3k comments.

Many internet users had encouraging comments for u/UnderstandingThis430, as well as advice for what else she could do, including getting more credit cards and ideas for what she could buy with all the money that she has available.

The author later shared online how she made lots of “random purchases,” including jewelry with her handwriting for her family, lots of delicious food, jellycats, clothes, candy, etc. She also found other ways to treat her relatives. On top of that, she donated lots of food to her local food bank and is looking for ways to thank the cancer charities in her area.

What are your thoughts about taking on credit card debt after finding out that you’re terminally ill, dear Pandas? What advice would you give the author of the viral post if you could talk to her directly? Has someone close to you ever had cancer? What did you do to support them during that difficult time? If you feel like sharing, you can open up in the comments section at the bottom of this post.

The post reached lots of people all over the internet. Here’s what some of them said about the young woman’s situation

Young woman with good credit score discusses taking more cards out, mentioning random purchases in a message update.

List of experiences and purchases, highlighting a good credit score use.

Text discussing nostalgia and experiences, mentioning d**gs humorously.

Reddit conversation about making purchases with a good credit score.

Text from an online forum discussing life, terminal illness, and mental health challenges.

Reddit conversation about living life fully; mentions taking advantage of a good credit score.

Reddit comment exchange about taking student loans, with a reply mentioning having only a few weeks left.

Comment encouraging dream pursuit, related to good credit score.

Text comment advising to use a good credit score for travel experiences.

Comment discussing strategies for using a good credit score to buy Visa gift cards with a credit card for secure spending.

Online comment jokingly encourages bold actions, with emphasis on "FULL SEND.

Text on image with advice on using a good credit score for meaningful experiences and gifts.

Reddit comment discussing taking advantage of a good credit score, mentioning financial actions and living life fully.

Comment encouraging experiences due to good credit score in a positive, supportive message.

Reddit comment by user Xylar006 with 404 points, saying "I support this 100%!

Online comment expressing sympathy and support related to a good credit score and diagnosis.

Comment discussing credit score strategy, suggesting taking personal loans and applying for more cards.

Reddit comment about credit score: "No beef here. Stick it to them!

Reddit comment by canadascowboy suggesting to go bigger on strategy; encourages being a full baller.

Text advice on enjoying experiences, using a good credit score for special purchases and memorable moments.

Text offering life advice, focusing on experiences and helping others, linked to credit score benefits.

Comment encouraging a positive life despite time, related to good credit score usage.

Comment about visiting Disneyland in Japan, related to good credit score and travel plans.

Reddit comment offering support and mentioning cancer and creditors.

Comment about using good credit score to protect loved ones from debt collectors.

Reddit comment about ultra wealthy not caring, expressing resignation.

Reddit comment about a good credit score mindset, with user candy_yman stating, "I need this mindset frfr.

Comment discussing financial struggles and living with debt-related stress.

Reddit comment questioning life plans with a good credit score.

Comment discussing debt and funerals, emphasizing the importance of financial responsibility and its impact on family.

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